Posts in Paid Partnership
Forever Yours
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Buy now. Love forever.

Seeing past the allure of the fast-fashion fix can have longterm benefits. Six years on and I still love these Balenciaga boots.

I really really like fashion but I really really do not like shopping.

The reason? I seldom know what to buy. I find adding pieces to my wardrobe stressful. Maybe it's because my expectations are far too high. I want my closet to operate like a finely curated collection that works in perfect harmony - each piece pairing with the others effortlessly, none ever going out of style. That is my dream not my reality. Because when it comes to shopping I too often get blindsided by sales or trends and am left regretting my purchase, wishing I had just forked out the cash for a simple cashmere sweater instead of whatever monstrosity caught my eye in that heated moment of crazed sartorial desire.

Simple. Basic. Covetable

That's what I like and it often doesn't find itself marked down 70%. That's why this holiday season I'm determined to steer away from the alluring sales and save for items that I truly love instead. I know what makes me happy when it comes to getting dressed and it isn't the heavily discounted items I've purchased on a whim. 

To help solidify my determination to avoid the holiday sale madness I got some advice from Chase on how to save effectively. Their new all mobile bank Finn recently launched in St Louis. It was designed specifically with millennials in mind and makes saving and keeping track of your finances super easy and intuitive.  Check out our tips below and join me in avoiding the December sale madness.

 

 

Saving Strategies to Help Maintain Laser Focus in Light of Sale Madness:

1.    Choose something to save for

  • It doesn't have to be massive like a new house or car... a Gucci t-shirt perhaps or a summer holiday to Italy. That sounds realistic and doable to me. 

2.    Keep track of your expenses as wants vs. needs

  • Use a tool that will help you do this easily. Finn by Chase lets users mark their expenses as needs or wants and you can even mark them with a like, frown or angry face emoji depending on how it makes you feel.
  • Gucci t-shirt probably a want. Holiday to Italy... maybe a need?

3.    Make a Budget and stick to it

  • Be realistic about purchasing power. Keep an eye on your finances and know how much you can spend on different things (treats v. groceries) each month. 

4.    Make Saving Automatic

  • With Finn, you can set your own autosave rules depending on your purchase. For example, save $5 every time you buy a coffee.

5.    Pick the Right Tools 

  • Whether that's Finn, another app or just an old fashioned notebook, pick a tool that works for you and stick to it.
 

See you on the other side of sale madness. Hopefully with no regrets. ✨

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Have you met Finn?

Historically, banks have not been my friend. I first realized this way back when I was 19 living in Los Angeles. I tried to buy a coffee in Laguna Beach and my card was rejected. It was the first time it had ever happened and I still remember it perfectly. The shock. The awe. The embarrassment. I sadly left (sans iced latte) and went to the bank to figure out what had happened. The person that met with me shook their head in shame and softly said, "You really should learn to balance your check book." 

This was before the days of mobile banking.

Keeping track of my finances has always felt tricky and overwhelming. If something doesn't work instantly and easily I immediately lose interest (is this part of being a Millennial?).  I've never been good about checking my bank balance (I can never remember my login details). I always try to be frugal but do adhere to the treat yo' self mentality, especially around payday. I often just hand over my shiny card, swipe and hope for the best. For the most part it works out alright. Except for that time in Laguna Beach...

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Today though, I really have no excuse for feigning ignorance. It's important to be informed. I'm in my thirties now. I have a kid. I want to buy a house. I can't spend all my money on clothes and shoes like I did when I was younger. It's not OK for me to be irresponsible or ill-informed about my finances because it doesn't just impact me anymore, it impacts my whole family. 

So, when I was asked if I'd like to meet Finn, an all-new mobile bank created by Chase for the Instagram generation, I immediately said yes. The experience is completely digital. From opening an account to depositing checks and paying bills, everything is done online. No sulking into the bank to have someone shake their head at you and explain the reason you're overdrawn. Because there's really no reason to be overdrawn. It's easy to keep track of how much you're spending. Finn even helps you develop healthy saving habits. There's an autosave function that lets you set rules for yourself so that, say, every time you buy a coffee you automatically put $5 into your savings account. If you're anything like me, that's a quick way to rake up some savings. 🤑

St Louis is the first city to receive the all new mobile bank from Chase and to celebrate Finn has been hosting "Food with Finn" Events all around the city. I popped down to check it out and while I was there local artist John Hendrix asked me what I was saving for. I thought of all sorts of practical things that I should be saving for (paying off my student loan, a trip to Hawaii with my family to celebrate my dad's retirement, money down towards buying a house) but instead I just blurted out, "CHANEL." And with that I realized, nothing will take away my impulsive nature to spend all my money on clothes and bags and shoes. As I stood there and watched my dream bag come to life by way of drawing I thought that maybe, just maybe, Finn could help me save up for the things I'd really like. I can't just stick my head in the sand, hand over my debit card and hope for the best. It's been over ten years, but I think I may have finally figured out how to balance my check book.

Watch this space. Chanel bag, coming soon.

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Part of a paid partnership with Chase